Billing
Automatic charges
Set up charges that adapt to how Mexicans pay and recover on their own when something fails. No manual processes, no lost revenue.
Monthly Pro plan
$499 / moOne engine for all your recurring charges.
A failed payment shouldn't cost you a customer or a month of revenue. TaloPay charges automatically with your customers' preferred methods and protects recurring revenue, whatever your model.
Subscriptions
Tuition
Credit and loans
Insurance
Services and memberships
Recurring donations
Set up any recurring charging model.
Choose who owns the recurrence logic: you trigger each charge when needed, or let TaloPay do it automatically each cycle.
Recurring charges
Save your customer's payment method and trigger the charge when needed. Ideal when your system already handles recurrence: loans, tuition or monthly fees.
- Loans
- Tuition
- Memberships
import TaloPay from "talopay"
const talopay = new TaloPay(process.env.TALOPAY_KEY)
const order = await talopay.orders.create({
currency: "MXN",
customer: { email: "maria@ejemplo.mx" },
line_items: [{ name: "Sneakers", unit_price: 249900, quantity: 1 }],
charges: [{ payment_method: { type: "spei" } }],
})Payment methods
Charge recurring with everything Mexico uses.
A single method leaves out half your customers. With TaloPay, every subscription or recurring charge can be paid by SPEI, BNPL or bank apps. Customers switch methods without losing plan or history.
Recurring SPEI
Installments
Direct debit
Reach every consumer with a single integration
Revenue recovery
Charge retries that recover revenue.
In recurring billing, up to 1 in 10 payments arrives late or not at all: forgetfulness, insufficient funds, daily limits. TaloPay sends the reminder in the window most likely to get paid, such as payday, and if it still fails, offers another method before your customer cancels.
Smart retries
The model picks the day and time most likely to be approved.
Payment notices
Automatic emails and WhatsApp messages to complete payment.
Alternate payment route
If the payment doesn't arrive, we offer SPEI, BNPL or a bank app before canceling.
Smart retries add +0.67% to your acceptance rate.
Payment recovery
Anti-fraud
Charge recurring without inheriting fraud.
Recurring fraud is different: impersonated accounts that pay the first charge, fake identities that repeat month after month. Our anti-fraud is trained on Mexican recurring patterns and detects that risk without blocking good customers.
Anti-fraud built for Mexico
Models trained on local recurring payment behavior.
Fewer false declines
Approve good customers without opening the door to fraud.
3-D Secure 2.0 when needed
Authentication applied only where it reduces risk, not conversion.
Anti-fraud built for commerce in Mexico
TaloPay Fortress
Scored in ~76 ms
Billing metrics
Your recurring revenue, measured properly.
MRR, churn, LTV and recovered revenue in real time, reconciled with what actually reached your account. No spreadsheets or cross-checking three providers: the full picture of your recurring business lives in one dashboard.
MRR and growth
Monthly recurring revenue, expansion and contraction by cohort.
Churn and retention
Who leaves, when, and how much revenue is recovered before cancellation.
Revenue by plan
Compare plans and pricing models with real billing data.
Export or connect
Take everything via API or export to your BI tool.
Visibility into your growth from one place
Sales today
$184,920
Approval
94.8%
Payments
1,284
Start today with TaloPay.
Choose how to start: on your own, with our team, or from the docs.