Online payments

Online payments, optimized for how Mexico pays.

One integration so every Mexican pays their way and every sale of yours closes.

9:41•••
Total$10,000.00 MXN

Secure payment with

pay

Chargebacks on SPEI and bank apps

0

Anti-fraud decision

~76 ms

Integration for every method

1

Accept payments on any digital channel

Ways to integrate TaloPay

Whatever your team's size, there's a way to integrate TaloPay that fits your time and resources.

Checkout

Create a charge request and let TaloPay do the rest: a secure, customizable checkout optimized for conversion. Redirected or embedded.

Plugins

Charge in minutes on Shopify, Magento, VTEX, WooCommerce, PrestaShop and Tiendanube.

Components

A customizable payment module embedded in your own design with a few lines of code: show the CLABE, reference or installment plan without leaving your site.

Direct API

Full control from your backend: create orders, charge and automate with our REST API.

Online payment modes

Integrate once and get every payment mode ready: enable them without your dev team, and charge anywhere, even with a payment link.

One-time payments

The classic charge: your customer pays once with their preferred method and you get instant confirmation. Charge in full or in installments.

9:41•••
Total$10,000.00 MXN

Secure payment with

pay

Why TaloPay?

Because we build every piece of our platform around how Mexico pays instead of improvising on a platform designed for another market.

We design the payment experience around how Mexico pays; we don't adapt it.

We evaluate every payment in real time so it isn't lost to a single failing route.

We train our AI on real purchases in Mexico, not generic data.

We connect every charge, bank and status in a single dashboard.

When something fails, you talk to a team that understands payments in Mexico, not generic support.

Payment methods

Over 40% of online purchases in Mexico aren't paid by card.

TaloPay brings together transfers, BNPL and bank apps: everything your buyer expects to complete their purchase.

Bank apps

BBVA Direct Pay, Mercado Pago and Azteca Pay: customers approve the payment from their app, without typing any data.

Transfers

Transfers from any Mexican bank, with full control. Automatic reconciliation included.

Installments

Installments so customers split payments without a credit card. You get the full amount the next business day.

20+ local methods · 1 single integration

Conversion

We don't let a payment get lost on the first try.

TaloPay shows each buyer the method most likely to complete the purchase. If a reference expires unpaid, we notify them and offer another method before losing the sale.

Recommended method

We rank methods by amount, bank and time of day so your customer picks the one that suits them best.

Automatic reminders

When a reference is about to expire, we remind your customer by email or WhatsApp.

Payment method fallback

If a payment isn't completed, we offer an alternative such as SPEI or a bank app in the same checkout.

Automatic reconciliation

Every payment is identified by its CLABE or reference and credited automatically, no statement matching.

SPEI · BNPL · Bank apps

Payment recovery

SPEI referenceExpired
WhatsApp reminderSent
BBVA Direct PayPaid ✓
Sale recovered$0 extra

Local anti-fraud

Mexico's buying patterns don't fit a generic anti-fraud model.

Our AI analyzes how each person in Mexico buys: time, location, device, bank and frequency. With every interaction we build a dynamic buyer score that lets us recognize trusted customers, detect unusual behavior and decide in under 80 milliseconds.

TaloPay buyer score

Built on real Mexican buying patterns to recognize each buyer and assess their risk.

Real-time decision

Approve or block each payment in under 80 milliseconds.

Configurable rules

Tune risk by business and customer type.

Bank authentication

Bank app payments are approved in the customer's app, with their own bank's security.

No chargebacks on SPEI and bank apps · <80ms per transaction

TaloPay Fortress

Scored in ~76 ms

Layer 1 · Mexico data98%
Layer 2 · Your business86%
Layer 3 · Risk decision72%
Transaction approved

Unified operation

One contract. One provider. One deposit. Your whole payments stack.

Instead of signing with a bank, an anti-fraud tool, an orchestrator, several gateways and a reconciliation tool, everything runs on TaloPay. One contract, one integration, one team: your business moves faster, without coordinating payment providers.

A single contract

No separate negotiations with banks, BNPL lenders, anti-fraud and reconciliation.

Unified dashboard

Every charge, bank and status in one place.

Automatic reconciliation

No spreadsheet exports: your payments reconcile every day.

Faster onboarding

One integration gives you the whole stack, not one piece at a time.

Your first charge in days, not months.

panel.talopay.com

Sales today

$184,920

Approval

94.8%

Payments

1,284

BBVA Direct Pay$2,499.00
SPEI$48,500.00
Coppel Pay$1,250.00
Mercado Pago$899.00

Local support

A team that truly understands payments in Mexico.

Our team knows the highest-risk fraud seasons, Buen Fin and Hot Sale traffic peaks, and how Mexican banks work inside. When something fails, you talk to someone who has solved it before.

High-traffic season expertise

We prepare your operation for sales peaks with dedicated routing and monitoring.

Local fraud pattern knowledge

We identify Mexico-specific risks, not generic alerts.

Talk in Spanish with someone who has solved it before.

Start today with TaloPay.

Choose how to start: on your own, with our team, or from the docs.

SMBStart charging today.

No setup fees or endless contracts. Activate your account and make your first charge within days.

EnterpriseTalk to sales.

High volume, custom cases, enterprise integrations. We build a dedicated team for you.

DeveloperExplore the docs

API references, SDKs, integration guides. Everything your team needs to integrate with TaloPay.